The PATY Group is a leader in debt help solutions. We have assembled a team that understands the challenges and choices you face when managing your personal finances. This team has developed Debt Navigator, a personalized debt elimination plan second to none.

Debt consolidation, debt settlement, balance transfers and refinancing all have a downside that's not always evident. The Debt Navigator debt elimination plan teaches you how to avoid the rocks and shoals that can wreck your finances. Only the Debt Navigator Plan will deliver you to safe harbor - debt freedom with your credit score better than ever. When making the decision on how to eliminate your debt, consider your options carefully because the path you choose is crucial.

We understand that you need to get out of debt, manage your payments, spend less on interest and improve your credit rating. You need a debt help solution that does no damage, is easy to follow, and saves you time and money.

We also understand your concerns over the privacy and security of your financial information. Our approach to your privacy goes beyond the words you can see in the Privacy Policy. We purposefully avoid asking for any information that could compromise your privacy unless it is absolutely necessary. We do not ask for your credit card numbers, only the lender's Id number so we may better serve you.

Ethical conduct is the cornerstone of how our business operates. We believe in earning your trust and exceeding your expectations with both the quality of our debt management program and our superior customer service.

So who are we? We are a debt help solutions provider with an unyielding commitment to customer service. We listen carefully to your concerns and then educate you about a better way of managing your debt. And, if you look around, we think you'll see that makes our debt solution special.