Your credit score is one of the most important assets you have. It is used to determine how much you can borrow and what you pay for loans for the big things in life (a house, car, education, etc.). The higher your score, the more you can borrow and the less interest you pay - it is that simple. (How a credit score is determined?)
If your consumer debt is more than $5,000, developing and following a well-designed plan for eliminating that debt could be the best investment you'll ever make. You will have a better credit score and less debt sooner.(How much can I save?)
Debt Navigator analyzes every aspect of your consumer debt in light of base rates, promotional rates, government regulations and individual card company policies. The plan we prepare allows you to bring all these factors under your control. (What do I get with my plan?)
There are many heavily advertised remedies for consumer debt. Their costs and the effects on your credit rating are often hidden. Your Debt Navigator Plan has no surprises. It's a debt-management tool that you pay for-but only if it shows it can return many times its price. (What are my options?)
Chances are, your credit card payments are already following a plan... your creditor's plan, designed to maximize their return. It's time to follow your plan, designed with your interests in mind. (What factors go into My Plan?)
We guarantee to prepare a plan based on your consumer debt that, followed honestly (without increasing your monthly budget), will save 30% of the interest you would have paid on their plan. If we can't, our work is free. (What is your guarantee?)